561-448-0812
FLORIDA RECREATIONAL INSURANCE
Protect the Way
You Get Away.
From weekends on the water to miles on the road, your recreational
vehicles deserve coverage built around how you actually use them.
Palm Beach Gardens - Serving South Florida Since 2007
FLORIDA RECREATIONAL INSURANCE
From weekends on the water to miles on the road, your recreational
vehicles deserve coverage built around how you actually use them.
Palm Beach Gardens - Serving South Florida Since 2007
WHO NEEDS IT
Boat Insurance
A boat creates exposures that do not exist in your driveway. Review protection for the vessel, your liability and the people and property connected to it.
Coverage options may include:
Physical
Damage
Eligible damage to the boat and certain attached equipment.
Liability
Protection for certain claims involving injury or property damage for which you are legally responsible.
Medical Payments
Coverage may be available for eligible medical expenses following certain boating incidents.
Uninsured
Boater
Available protection may help when an uninsured boater is responsible for an eligible loss.
Towing & Assistance
Certain policies may offer optional on-water assistance or towing coverage.
WHO NEEDS IT
Boat Insurance
A boat creates exposures that do not exist in your driveway. Review protection for the vessel, your liability and the people and property connected to it.
Coverage options may include:
Physical
Damage
Eligible damage to the boat and certain attached equipment.
Liability
Protection for certain claims involving injury or property damage for which you are legally responsible.
Medical Payments
Coverage may be available for eligible medical expenses following certain boating incidents.
Uninsured
Boater
Available protection may help when an uninsured boater is responsible for an eligible loss.
Towing & Assistance
Certain policies may offer optional on-water assistance or towing coverage.
ON THE ROAD
RV Insurance
A motorhome is part vehicle, part temporary home. That combination creates insurance needs that ordinary auto coverage may not fully address.
Coverage options may include:
Auto
Liability
Liability coverage for eligible on-road driving exposures.
Collision & Comprehensive
Protection for certain physical damage to the insured RV.
Personal Belongings
Additional protection may be available for eligible personal property kept inside the vehicle.
Vacation
Liability
Certain policies may provide liability protection while the RV is being used as a temporary residence.
Emergency Expense Coverage
Optional coverage may help with certain temporary expenses following an eligible covered loss.
ON THE ROAD
RV Insurance
A motorhome is part vehicle, part temporary home. That combination creates insurance needs that ordinary auto coverage may not fully address.
Coverage options may include:
Auto
Liability
Liability coverage for eligible on-road driving exposures.
Collision & Comprehensive
Protection for certain physical damage to the insured RV.
Personal Belongings
Additional protection may be available for eligible personal property kept inside the vehicle.
Vacation
Liability
Certain policies may provide liability protection while the RV is being used as a temporary residence.
Emergency Expense Coverage
Optional coverage may help with certain temporary expenses following an eligible covered loss.
HOW YOU USE IT MATTERS
Weekend Use Is Different From Full-Time Use.
Tell us:
How often the boat or RV is used
Where it is stored
Who operates it
Whether the boat travels offshore
Whether the RV is motorized or towable
Whether the RV is used seasonally or extensively
What equipment or personal property travels with it
HOW YOU USE IT MATTERS
Weekend Use Is Different From Full-Time Use.
Tell us:
How often the boat or RV is used
Where it is stored
Who operates it
Whether the boat travels offshore
Whether the RV is motorized or towable
Whether the RV is used seasonally or extensively
What equipment or personal property travels with it
LIABILITY
Your Recreational Assets Should Fit Into the Rest of Your Protection Plan.
Boat and RV liability can affect the larger household risk picture. Review your underlying liability limits alongside any personal umbrella coverage.
LIABILITY
Your Recreational Assets Should Fit Into the Rest of Your Protection Plan.
Boat and RV liability can affect the larger household risk picture. Review your underlying liability limits alongside any personal umbrella coverage.
FAQ
Boat & RV Insurance Questions
Does homeowners insurance fully cover my boat?
Homeowners policies may provide limited coverage for certain small watercraft or property exposures, but a dedicated boat policy should be reviewed for significant boats and boating liability.
Does my auto policy cover my RV?
Motorized RVs have different insurance needs from ordinary passenger vehicles. Review a dedicated RV policy rather than assuming standard auto coverage is sufficient.
Is a travel trailer insured the same way as a motorhome?
No. A motorhome is motorized, while a travel trailer is towed. Their liability and physical-damage needs are structured differently.
Can umbrella insurance extend over a boat?
Certain qualifying watercraft may be eligible under a personal umbrella policy, subject to underwriting and policy requirements.
Should I review coverage before storing my boat or RV?
Yes. Storage location, seasonal use and how the unit is protected can be relevant to coverage and underwriting.
FAQ
Boat & RV Insurance Questions
Does homeowners insurance fully cover my boat?
Homeowners policies may provide limited coverage for certain small watercraft or property exposures, but a dedicated boat policy should be reviewed for significant boats and boating liability.
Does my auto policy cover my RV?
Motorized RVs have different insurance needs from ordinary passenger vehicles. Review a dedicated RV policy rather than assuming standard auto coverage is sufficient.
Is a travel trailer insured the same way as a motorhome?
No. A motorhome is motorized, while a travel trailer is towed. Their liability and physical-damage needs are structured differently.
Can umbrella insurance extend over a boat?
Certain qualifying watercraft may be eligible under a personal umbrella policy, subject to underwriting and policy requirements.
Should I review coverage before storing my boat or RV?
Yes. Storage location, seasonal use and how the unit is protected can be relevant to coverage and underwriting.
GREGG'S GOT YOU COVERED
The Best Trips Start With Fewer Things to Worry About.
Tell us what you own and how you use it.
Personal insurance guidance for individuals, families and business owners.
Email: [email protected]
Phone: 561 448 0812
Address: 4290 PROFESSIONAL CENTER DR SUITE 101, PALM BEACH GARDENS, FL 33410
© 2026 Gregg’s Got You Covered. All rights reserved. Coverage subject to policy terms, underwriting, and availability.